Owning an iPhone in India has always been a dream for many. But with the price of the new iPhone 17 starting at ₹1.5 lakh, not everyone can afford to buy the latest model outright. That’s where second-hand iPhones with EMI plans come in, making Apple’s premium smartphones more accessible than ever.

In this guide, we’ll explore how second-hand iPhone EMI plans in India work in 2025, the best models to buy on EMI, and how Grest ensures you get the best deal with warranty and support.

Why EMI Makes Buying a Second-Hand iPhone Easier

Buying a refurbished iPhone upfront can cost anywhere between ₹30,000 and ₹80,000, depending on the model. For many students, professionals, or first-time iPhone buyers, that’s still a big amount.

Here’s why EMI options are a game-changer:

• Affordable Monthly Payments: Spread the cost over 3, 6, 9, or 12 months.
  

• No Financial Stress: Pay small chunks instead of a lump sum.
  

• Access to Premium Models: Upgrade to iPhone 14, 15 or 16 without budget limitations.
  

• Flexibility: Select plans that align with your salary cycle or budget.

Popular EMI Options for Refurbished iPhones in 2025

At Grest, we make iPhones affordable with flexible EMI plans across all popular models:

iPhone 11 & iPhone 12 EMI

• Starting from ₹1,299/month
  

• Great for first-time Apple users
  

• Still delivers excellent performance in 2025
  

iPhone 13 EMI

• Starting from ₹1,899/month
  

• Balance between price and features
  

• Long software support
  
  

iPhone 14 & iPhone 15 EMI

• Starting from ₹2,499/month
  

• Perfect for those who want a modern iPhone without spending ₹1.5L on the iPhone 17
  

• Available with 6–12 months warranty

How to Choose the Right EMI Plan

Not all EMI plans are the same. Here’s what to keep in mind:

• Tenure: A longer tenure results in smaller monthly payments but a higher total cost.
  

• Interest Rate: Look for 0% or low-interest EMI options.
  

• Down Payment: Some plans require an upfront payment factor this in.
  

• Bank & Card Offers: Credit/debit card EMI, UPI-linked EMIs, and NBFC options may vary.

Tip: Always calculate the total cost of EMI vs outright purchase to ensure value.

EMI on Grest vs Marketplaces

Many marketplaces claim to offer EMI on second-hand iPhones, but not all are reliable.

• Unverified Sellers: May sell devices without warranty.
  

• Hidden Charges: Extra EMI processing fees.
  

• No After-Sales Support: Risk of being stuck with a faulty device.
  

At Grest, every EMI plan comes with:

• Certified refurbished iPhones
  

• Warranty included
  

• Transparent monthly pricing
  

• Easy upgrade options

Why EMI + Warranty Is the Smartest Combo

Buying a second-hand iPhone on EMI is smart. But buying with a warranty + EMI is the smartest move.

• Warranty ensures you’re covered for repairs.
  

• EMI keeps the purchase budget-friendly.
  

• Together, they give you a stress-free Apple ownership experience.

Grest’s Promise: Affordable iPhones, Made Easy

Whether you want an iPhone 11 under ₹1,300/month or the latest iPhone 15 under ₹2,500/month, Grest has you covered. With our certified devices, warranty coverage, and flexible EMI, owning an iPhone in 2025 has never been easier.

Conclusion

An iPhone doesn’t need to be out of reach. With second-hand iPhone EMI plans in India, you can buy smart, pay small, and still enjoy the Apple experience.

If you’re ready to upgrade in 2025, skip the financial burden of paying upfront. At Grest, we’ll help you own your dream iPhone with EMI, warranty, and after-sales support.

Start your EMI journey today → [Shop Certified iPhones with EMI]