Top Refurbished iPhones You Can Buy on EMI in India (2025 Edition)

In India, the Apple iPhone is more than just a smartphone it is a lifestyle symbol and a statement of success. However, the high cost of new iPhones makes them unaffordable for many buyers upfront. This is where refurbished iPhones with EMI options step in as the smart alternative.

Refurbished iPhones are certified, tested, and come with a warranty, but are priced up to 70 percent lower than new models. Combine this with easy EMI options, and suddenly iPhones become affordable for students, professionals, and families alike.

This article highlights the top refurbished iPhones you can buy on EMI in India in 2025, complete with price insights, features, and monthly installment examples.

Why Buy Refurbished iPhones on EMI Instead of New?

Refurbished iPhones already save you a significant amount compared to brand-new models. EMI adds an additional advantage by reducing the burden of a one-time payment.

Key reasons:

• Big Savings: Refurbished models cost 30–70 percent less.
  

• Warranty Assurance: Certified sellers like Grest.in provide 6–12 months warranty.
  

• Zero-Cost EMI Options: Many platforms offer no-cost EMI, making it easier to spread the cost.
  

• Practical Comparison: For example, a new iPhone 14 priced at ₹70,000 may cost ₹50,000 refurbished. With EMI, you could pay only ₹4,200–₹4,500 per month.

Top Refurbished iPhones to Buy on EMI in India (2025 Edition)

iPhone 15 Refurbished – The Latest Flagship

The iPhone 15 is one of the most advanced smartphones available in India. Buying it refurbished allows professionals and tech enthusiasts to enjoy premium features without overspending.

Key Features:

• Dynamic Island design
  

• A16 Bionic chip
  

• 5G connectivity
  

• Excellent dual-camera system

Price in India (Refurbished): ₹52,000–₹58,000
EMI Example: Around ₹4,500/month for 12 months

Best for: Professionals, executives, and those seeking the latest flagship iPhone at a reduced price.

iPhone 14 Pro Refurbished – Premium Experience

The iPhone 14 Pro is still a top choice in 2025. Refurbished units deliver an almost flagship experience at a significantly lower price.

Key Features:

• ProMotion 120Hz display
  

• Dynamic Island
  

• A16 Bionic chip
  

• 48MP professional camera system

Price in India (Refurbished): ₹70,000–₹80,000
EMI Example: Around ₹6,200/month for 12 months

Best For: Creators, executives, and those who want premium features without paying flagship prices.

iPhone 13 Refurbished – Best Value for Money

The iPhone 13 remains one of the most popular iPhones in India due to its perfect balance of performance and affordability.

Key Features:

• A15 Bionic chip
  

• Cinematic mode for video
  

• 5G enabled
  

• Excellent battery life

Price in India (Refurbished): ₹35,000–₹42,000
EMI Example: Around ₹3,000/month for 12 months

Best For: Students, young professionals, and families looking for a reliable premium phone at a mid-range price.

iPhone 12 Refurbished – Budget-Friendly Premium Option

The iPhone 12 remains a strong option in 2025 for those entering the Apple ecosystem for the first time, offering budget-friendly value.

Key Features:

• OLED Super Retina XDR display
  

• A14 Bionic chip
  

• Face ID security
  

• 5G support

Price in India (Refurbished): ₹28,000–₹32,000
EMI Example: Around ₹2,400–₹2,700/month for 12 months

Best For: First-time iPhone buyers and budget-conscious professionals.

iPhone SE 3rd Gen (Refurbished) – Compact & Affordable

The iPhone SE 3rd Gen is the most affordable way to own an iPhone in India. Compact yet powerful, it makes a practical gift for Diwali or the professional.

Key Features:

• A15 Bionic chip (same as iPhone 13)
  

• Compact 4.7-inch display
  

• Touch ID home button

Price in India (Refurbished): ₹20,000–₹25,000
EMI Example: Around ₹1,800–₹2,100/month for 12 months

Best For: Light users, parents, and buyers who prefer smaller devices.

How EMI Works on Refurbished iPhones in India

When buying a refurbished iPhone on EMI, you can choose between:

• Bank Credit Card EMI: HDFC, ICICI, Axis, and SBI offer flexible EMI plans ranging from 6 to 12 months.
  

• No-Cost EMI: Platforms like Grest.in often offer zero-interest EMI during festive seasons.
  

• Wallet & PayLater Options: Services like Amazon Pay Later or Paytm Postpaid also support installments.

For example, instead of paying ₹40,000 upfront for an iPhone 13, you could pay ₹3,300 per month over 12 months making it accessible without financial strain.

Best Platforms to Buy Refurbished iPhones on EMI in India

• Amazon Renewed and Flipkart: Offer EMI options but limited certified stock.
  

• Grest.in: India’s #1 refurbished Apple store with warranty, certification, and flexible EMI options. Grest specializes in refurbished iPhones, MacBooks, and iPads—making it the safest choice for professional buyers.

Conclusion: EMI Makes Refurbished iPhones Accessible for Everyone

Refurbished iPhones are already a smart way to save money while enjoying Apple’s premium quality. Combine this with EMI, and the dream of owning an iPhone becomes accessible to almost everyone in India.

• iPhone 15 for those who want the latest flagship.
  

• iPhone 14 Pro for premium users at lower cost.
  

• iPhone 13 for value seekers.
  

• iPhone 12 and iPhone SE for budget-conscious buyers.

With EMI options, you no longer need to compromise. This Diwali or in 2025, explore Grest.in for the best refurbished iPhones on EMI in India with warranty.